We are here to help grow your business
Our portfolio of services is designed specifically to help Micro, Small and Medium Enterprises. Most businesses do not showcase the quality of their existing business to raise requisite financing. We can assist in structuring best suited solutions and help achieve business potential.
Browse the sections below to understand our offering
Financing Against Receivables
You need AR Financing if:
- You are short on working capital to increase production for servicing larger orders
- Your buyers insist on buying only on extended credit period that will stretch your working capital cycle and create larger working capital gap
Export Factoring
A Factoring solution enables you to “sell” your trade receivables and get majority of the invoice value upfront with the small residual portion made available upon full payment by the buyer under an invoice. If you choose an “invoice discounting” solution, you will be taking a loan against invoices.
You can protect yourself against risks of default by buyers through specialized credit protection arrangements. These arrangements, subject to specific terms & conditions, are usually without recourse to the seller. This means that the Factoring institution will not demand repayment in case of default by an approved debtor.
Do note that we are NOT a Factoring company and this product is therefore offered by our overseas partner institutions . We act merely as facilitators and/or advisors in such arrangements.
You need Export Factoring if:
- You are short on working capital to increase production for servicing larger orders
- You do not have collaterals to offer your bank for availing additional working capital
- Your buyers insist on buying only on extended credit period that will stretch your working capital cycle and create larger working capital gap
- You would like to move from Letter of Credit (LC) backed sales to open account sales in order to reduce costs for your valuable buyers with whom you have long-standing relationship
Working Capital Loans
Supply chain finance is a solution aimed at enabling some of your important suppliers to finance their sales to your company. This would not just enable your suppliers to raise finance in times of need but also give you on-going benefit of deferred payment against invoices.
Some of your suppliers needing extra cash to execute your order may qualify for purchase order financing as well.
You need Supply Chain Finance if:
- Any of your valuable suppliers have a working capital need and you are unable to assist through early payment of invoices
- You have the need for extended credit period which your suppliers are unable to provide but are willing to participate in a supply chain finance program for mutual benefit
Explore New Markets
We can assist you in evaluation of new markets and also get information on potential buyers, amongst other services. We can even introduce you to potential buyers. Through our global partners, we will be able to help you with information on state of market, market potential, rules and regulations in specific countries.
Download the presentation on our unique initiative called Gateway to Africa and Gateway to LATAM.
De-risking Businesses
We provide specialized advisory services to de-risk your receivables portfolio. Through our partner, a certified insurance broking firm, we will be happy to understand your business’ risk profile and assist in putting together necessary insurance cover at minimal cost.
